Buying A House

So, you want to buy a house, now what? The first time buying a home is an emotional, exciting, and also exhausting experience. You may also wonder along the way what it is you may be missing? This is a common question. Here’s how the buying process works from start to finish :

• Do some preliminary online searching. Research homes for sale in the areas you’re interested in to give you an idea of what you’re looking for. This will help when communicating your wish list with your real estate agent.
• Take care of the budget. From the research, pick a home you like and use an online mortgage calculator to determine what your monthly mortgage payment would be if you were to purchase . Add additional estimates for utilities and see if this fits into your budget.
• Find an agent. A good real estate agent will help you navigate the process every step of the way. Friends and family are great place to start for recommendations. Since you have taken the time to dig this deep into our website, we recommend working with us!
• Look at homes. Be patient at this stage. Your real estate agent may show you a variety of homes to get your reaction on features they think you’ll like. Give your agent detailed feedback so they can show you homes that are perfectly suited to you. Sometimes, this process can take months so best to be patient. Let friends and family know you’re looking for a new home. You may even find out about an amazing home before it hits the market.
• Make an offer. Once you have found your dream home, you may want to move quickly. Your agent will guide you on a reasonable first offer to start negotiations based on market conditions. Keep in mind closing costs which could account for 2-5% of the home price.
• Closing. Once your negotiations with the seller are successful and the inspection passes clean, you should be ready to close. At your closing, you’ll spend a little over an hour signing lots of paperwork and then you will be handed the keys to your new home. You are now a home owner!